Peter got an installment card from Sovcombank and now also gets part of the money back when paying for housing and communal services.
It remains to tell about state programs related to the payment of housing and communal services. One of them is a payment subsidy. This is not a cashback in the usual sense, but also a partial compensation italy business email list for the money spent. They are reimbursed by the state.
Citizens who spend the lion's share of their family budget on housing and communal services are entitled to receive such a subsidy. Different regions of Russia have their own spending standards. But in general, it should not exceed 22% of the family's income.
Certain categories of citizens, for example, labor veterans, are also entitled to partial compensation for housing and communal services.
How to choose the most profitable option for cashback for housing and communal services
Banks have different loyalty programs. Some focus on travelers: they have created profitable mileage programs for them. With their help, cardholders accumulate miles, and then spend them on buying airline and train tickets, as well as on hotel reservations. This results in significant savings.
Some cards return increased cashback at gas stations or for visiting restaurants. There are programs where, instead of cashback, customers are awarded special points. They can be used to partially or almost completely pay for purchases on certain sites. But these points cannot be converted into rubles and spent anywhere at your discretion.