Understanding the Terms and Conditions

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Although you can obtain a certificate through in-house online platforms or integrated software from third-party providers (such as Oceanwide Marine Suite or Fermion Merimen), you’ll rarely find platforms specially designed for cargo insurance data. Some examples of such platforms include Japan-based TradeWaltz, which aids pan-Asian trading.

The cargo insurance documents are now primarily issued in paper or PDF format, with a limited exchange of structured data due to the need for more online platforms equipped for this purpose.


The cargo insurance certificate provides evidence of insurance coverage, adhering colombia phone number list to various international trade and regulatory requirements. Depending on the context, you can present it as:

Certificate of Insurance Policy and Insurance: This is issued at the shipper’s request, primarily to fulfill the Letter of Credit requirements.
Debit Note (of insurance): In some countries, a debit note is issued if the consignee requests one to comply with import customs requirements.
There are mainly three types of cargo insurance, each with different coverage levels:

Type A covers all risks.
Type B comprises partial loss below deck and total loss events.
Type C is the sole level of coverage under which you, as a customer, may be exposed to substantial risk because it’s a named perils policy, a specialised marine insurance policy not covering partial loss events.